Nido Home Finance Limited (formerly Edelweiss Housing Finance Limited), part of the Edelweiss Group, has announced a public issue of Secured Redeemable Non-Convertible Debentures (NCDs), opening on August 21, 2025 and closing on September 4, 2025 (subject to early closure/extension).
This issue provides investors an opportunity to earn attractive fixed returns through investment in rated, secured instruments backed by the company’s strong housing finance portfolio.
Key Highlights of the Issue
- Issuer: Nido Home Finance Limited
- Instrument: Secured, Redeemable, Non-Convertible Debentures (NCDs)
- Credit Rating: Crisil A+/Stable (Adequate degree of safety, low credit risk)
- Listing: Proposed to be listed on BSE
- Issue Size: ₹1,000 million (Base Issue) with a Green Shoe Option of ₹1,000 million; Total up to ₹2,000 million
- Face Value: ₹1,000 per NCD
- Minimum Application: ₹10,000 (10 NCDs) & multiples of 1 thereafter
- Allotment Basis: First-Come-First-Serve
Interest Rates & Tenure Options
Investors can choose from multiple series offering both monthly and annual interest payout options across different maturities:
| Series | Tenure | Interest Payout | Coupon (%) | Effective Yield (p.a.) | Redemption |
|---|---|---|---|---|---|
| I | 24 Months | Annual | 9.00% | 9.00% | ₹1,000 |
| II | 24 Months | NA (Cumulative) | – | 9.00% | ₹1,188.09 |
| III | 36 Months | Monthly | 9.35% | 9.75% | ₹1,000 |
| IV | 36 Months | Annual | 9.75% | 9.74% | ₹1,000 |
| V | 36 Months | NA (Cumulative) | – | 9.75% | ₹1,322.27 |
| VI | 60 Months | Monthly | 9.80% | 10.24% | Staggered Redemption |
| VII | 60 Months | Annual | 10.25% | 10.24% | Staggered Redemption |
| VIII | 60 Months | NA (Cumulative) | – | 10.25% | ₹1,629.30 |
| IX | 120 Months | Monthly | 10.03% | 10.50% | Staggered Redemption |
| X | 120 Months | Annual | 10.50% | 10.49% | Staggered Redemption |
Note: Certain series follow staggered redemption schedules starting from 4th or 6th anniversary.
Category-Wise Allocation
- Institutional Investors: 10%
- Non-Institutional Investors: 10%
- High Net-worth Individuals (HNI): 40%
- Retail Individual Investors: 40%
This ensures strong participation from retail investors with significant allocation reserved for them.
About Nido Home Finance Limited
Incorporated in 2008 as Edelweiss Housing Finance Limited, the company was rebranded as Nido Home Finance Limited. It is a non-deposit taking Housing Finance Company, primarily catering to the affordable housing segment with secured loan products. As part of the Edelweiss Group, it benefits from the parent group’s wide experience in diversified financial services.
Why Consider This Issue?
- Attractive yields up to 10.50% p.a.
- Multiple tenure and payout options (monthly, annual, cumulative)
- Secured instruments backed by housing loan assets
- Rated Crisil A+/Stable, indicating low credit risk
- Strong presence in the affordable housing finance market
⚠️ Disclaimer: Investment in NCDs is subject to market risks, interest rate risk, credit risk, and liquidity risk. Investors should carefully read the Prospectus dated August 13, 2025, before making any investment decision. And also consult your investment consultant/advisor before investment.
